Typical examples of regular cases that are place by Affinity Group
Your first home – residential mortgage with a high street lender
Your first Buy to let (BTL) investment property – BTL mortgage with a high Street lender
Your first holiday let investment property – BTL/holiday let specialist lender
Your first house of multi occupancy investment property (HMO) – HMO specialist lender
Your first semi commercial property – semi commercial mortgage with a specialist lender
Your first commercial purchase – commercial lender that could either be High Street or niche depending on circumstance.
Your first refurbishment project – specialist short term lender with the capacity to lend based on the value of the property after the works have been done
Your first ‘ground up development’ – specialist lender that will assist with the purchase and also fund the build
Your first purchase of land without planning permission – specialist short term lender
All of these firsts are possible, but they are all highly risky if you do not take the right advice and utilise professional partners to ensure your investment will reap rewards rather than threaten your future financial security.
Your first step to becoming a property investor should be taking advice and support from an industry professional, a great first call would be to a mortgage broker who has specialist experience in the type of project you are going to undertake. They will be able to guide you through the process and introduce you to other professionals that you will need on your property journey.
